If you’re looking for cashback tailored for Canadian shoppers who love to earn on every purchase, the Rogers World Elite® Mastercard® is a standout option.
With no annual fee, attractive cashback rewards, and solid perks for international travelers and mobile users, it’s easy to see why many consider it.
Here’s a detailed guide on how to request the card, including its features, application process, and contact information.
About the Rogers World Elite Mastercard
The Rogers World Elite Mastercard is issued by Rogers Bank, the financial services arm of Rogers Communications, one of Canada’s leading telecom companies.
Designed to benefit both Rogers customers and frequent shoppers, this card is particularly valuable for those who travel or shop internationally.
Key Features
- 1.5% unlimited cash back on all eligible Canadian dollar purchases made with Rogers, Fido, or Shaw services, or applied directly to your statement.
- Get $25 in cash back rewards when you make your first purchase within 3 months of receiving your card
- 3% cash back on purchases made in U.S. dollars or other foreign currencies
- Access to Mastercard World Elite benefits, including concierge services and travel insurance
Interest Rates and Fees
Understanding the financial details before applying is crucial. Here are the main rates and fees associated:
- Purchase interest rate: 19.99%
- Cash advance interest rate: 22.99%
- Balance transfer interest rate: 22.99%
- Annual fee: $0
- Foreign transaction fee: 2.5% (offset by 3% cashback on foreign purchases)
While there’s a 2.5% fee for foreign transactions, the 3% cash back effectively gives you a 0.5% return, which is rare among no-fee credit cards.
Eligibility Requirements
Before applying, ensure that you are a Canadian resident with a Canadian credit file and have a good to excellent credit score (typically 700+).
You must also have a minimum personal annual income of $80,000 or a household income of $150,000 (required for World Elite status).
Remember to not be currently in default with any Rogers Bank account.
If you don’t meet the income criteria, Rogers Bank may offer you a different card (such as the Rogers Mastercard) with fewer benefits.
How to Apply for the Rogers World Elite Mastercard
The application process is fast and simple, and Rogers Bank provides helpful support should you need assistance.
Applying for the card is a simple online process that takes about 10–15 minutes to complete.
Step-by-Step Application Process:
Go to the official Rogers Bank credit card page, choose the World Elite Mastercard option, and click “Apply Now.”
- Accept Terms and Conditions: Review and accept the application terms, including your consent for a credit check.
- Enter Personal Information: Provide your full name, date of birth, SIN (optional but helps speed up processing), and citizenship status.
- Provide Contact and Address Details: Fill in your current address, phone number, and email. If you’ve lived at your current address for less than two years, you’ll also need to enter your previous address.
- Employment & Income Info: Enter your current employment details, job title, income type, and monthly or annual gross income. You may also be asked about your housing costs(rent or mortgage).
- Balance Protection Insurance (Optional): You’ll have the option to add Rogers Bank balance protection insurance. It’s optional and can be declined.
- Review & Submit: Review your application and submit it. You should receive a response within a few minutes. If more information is needed, Rogers Bank will contact you by email or phone.
Managing Your Card
Once approved, you can manage your Rogers World Elite Mastercard through the Rogers Bank mobile app or online banking platform.
Features include checking your balance and transaction history, redeeming your cashback rewards, and viewing your monthly statements.
You can also lock and unlock your card if lost or stolen, and set up payment reminders and auto-pay options.
Contact Information and Bank Address
If you need assistance with your application or account, you can contact Rogers Bank using the information below:
- Customer Service (Canada): 1-855-775-2265
- Outside Canada (collect): 1-705-522-7412
- Website: www.rogersbank.com
- Mailing Address: Rogers Bank P.O. Box 57130 RPO Jackson Square Hamilton, ON L8P 4W9 Canada
Is the Rogers World Elite Mastercard Worth It?
For a no-fee card, this Mastercard offers standout value, especially for those who frequently make purchases in foreign currencies.
If you are already a Rogers, Fido, or Shaw customer and want to redeem rewards toward services and appreciate travel perks, it is for you.
However, if you don’t meet the income requirement or spend a lot in foreign currencies, look for a basic cashback card with no minimum income requirement.
Rogers World Elite® Mastercard® vs Competitors
Consider:
| Feature | Rogers World Elite® Mastercard® | Tangerine Money-Back Credit Card | Home Trust Preferred Visa | Scotiabank Gold American Express® |
| Annual Fee | $0 | $0 | $0 | $120 |
| Base Cashback | 1.5% on all purchases | 0.5%–2% (select categories) | 1% on all purchases | 1%–5% depending on category |
| Foreign Currency Purchases | 3% cashback, 2.5% FX fee (0.5% net gain) | 0.5%–2% cashback, 2.5% FX fee | 1% cashback, No FX fee | 2%–5% cashback, No FX fee |
| Welcome Bonus | $25 on first purchase | None (some promos offer $100) | None | Up to 40,000 Scene+ points |
| Cashback Redemption | Rogers/family services or statement credit | Auto-redeem to Tangerine savings account or credit card balance | Statement credit | Scene+ points (travel, dining, statement credit) |
| Travel Insurance | Included (World Elite benefits) | Not included | Basic travel insurance | Comprehensive travel insurance (trip cancellation, medical, etc.) |
| Income Requirement | $80,000 personal or $150,000 household | None specified | None | $12,000 annually (minimum) |
| Credit Score Needed | Good to excellent (700+) | Fair to good (600+) | Fair to good (600+) | Good to excellent (700+) |
| Mobile & App Features | Rogers Bank app with card control, cashback management | Strong app, flexible rewards management | Basic app | Advanced Amex app, travel perks integration |
Conclusion
The Rogers World Elite Mastercard is a great choice for Canadians seeking a high-earning cashback card without paying an annual fee.
With elevated rewards on foreign currency transactions and useful Mastercard Elite perks, it offers exceptional value.
If you meet the income and credit score requirements, this card is certainly worth considering for your wallet.
Disclaimer: This article is for informational purposes only and does not constitute financial advice. Terms, conditions, and offers may change without notice. Please consult Rogers Bank or visit their official website for the most current information before applying. Always consider your personal financial situation and credit score before applying for any credit product.