The RBC Avion Credit Card is one of Royal Bank of Canada’s most sought-after credit cards, particularly for travelers and high spenders.
With options including the RBC Avion Visa Infinite, RBC Avion Visa Platinum, and RBC Avion Visa Infinite Privilege.
This article guides you step-by-step through how to apply online, what you’ll need to prepare, and what to expect after applying.
What Is RBC?
RBC stands for Royal Bank of Canada, one of the largest and oldest financial institutions in Canada, founded in 1864.
Headquartered in Toronto, Ontario, RBC serves millions of clients worldwide, offering a full range of financial services.
RBC is known for its reliable customer service, strong online banking platform, and broad branch and ATM network across Canada.
What Is RBC Avion?
RBC Avion is a premium credit card program within RBC’s credit card lineup, focused on travel rewards.
It is most popular among individuals who want flexible points, elite travel perks, and premium insurance benefits.
Key Features of RBC Avion Cards:
- RBC Rewards Program: Earn points on every purchase, which can be redeemed for travel, gift cards, merchandise, or transferred to partner programs like WestJet, British Airways (Avios), and American Airlines (AAdvantage)
- No Seat Blackouts: Book flights using points with no seat restrictions.
- Comprehensive Travel Insurance: Includes emergency medical, trip interruption, rental car collision, and more.
- Airport Lounge Access: Some cards offer complimentary lounge access.
- Mobile and Online Integration: Manage points and track expenses through the RBC mobile app and online banking.
Why Choose an RBC Avion Credit Card?
Before diving into the application process, it’s important to understand why the Avion card stands out:
Avion points can be used to book travel without restrictions or seat limitations. RBC Rewards points can be redeemed for travel, merchandise, and gift cards.
Premium Travel Insurance includes trip cancellation, interruption, and emergency medical.
Visa Infinite and Privilege cardholders receive complimentary lounge visits through Visa Airport Companion.
How to Apply for an RBC Avion Credit Card Online
You can complete your entire application in under 10 minutes through the secure website. Here’s a step-by-step breakdown of the online process:
1. Select the Avion Card That Suits You
Start by comparing the available Avion cards:
- RBC Avion Visa Infinite (for clients with good income and credit history)
- RBC Avion Visa Platinum (more accessible with fewer premium perks)
- RBC Avion Visa Infinite Privilege (for high-net-worth individuals)
Visit rbc.com/avion to make your selection.
2. Sign Up or Log In to Your RBC Online Banking
Applicants are encouraged to sign up or log in to Online Banking for a faster process. Being logged in helps pre-fill some information and speeds up the verification process.
3. Accept Terms and Conditions
You will need to:
- Accept the Credit Card Agreement
- Agree to a credit check
- Review privacy policies and data collection practices
4. Enter Contact & Personal Information
You’ll be asked for:
- Full name
- Date of birth
- Email and phone number
- Mailing and residential address
5. Provide Job and Income Details
The application will request:
- Current employer and occupation
- Annual gross income
- Employment status (full-time, part-time, self-employed, retired, etc.)
- Length of employment
6. Mortgage and Household Expenses
You must input:
- Monthly mortgage or rent payment
- Household expenses
- Number of dependents
7. Input SIN and Financial Obligations
Including your Social Insurance Number (SIN) is optional, but it helps speed up credit verification. You’ll also be asked to list:
- Other credit cards
- Lines of credit
- Loans or debts
8. Balance Protection and Additional Users
You’ll be offered BalanceProtector Max insurance, which helps cover your payments in the event of job loss or disability (optional).
You can also add authorized users who will receive a supplementary card.
9. Set Up a Security Identification Word
This word will be used for identity verification during customer service calls. Choose something memorable but not easily guessable.
10. Review and Submit
Once you’ve reviewed the entire application, click Submit. You may receive instant approval or be informed that the application requires further review.
Interest Rates and Fees
Here are the key rates for the RBC Avion Visa Infinite card as of April 2025:
- Purchase Interest Rate: 20.99%
- Cash Advances: 22.99%
- Annual Fee: $120
- Authorized User Fee: $50 per additional card
- Foreign Transaction Fee: 2.5%
Note: Rates may vary depending on the Avion card type. Always review the disclosure document provided during the application.
RBC Contact Information
For inquiries or assistance, contact the Royal Bank of Canada directly:
- Mailing Address: Royal Bank of Canada P.O. Box 4048, Station A Toronto, Ontario M5W 1L5, Canada
- Phone Support: General Inquiries (Canada) 1-800-769-2512 RBC, Rewards 1-800-769-2512, International Collect 1-514-861-2561
- Website: https://www.rbc.com
Tips for a Successful Application
Know your SIN, employment info, and income. A score above 660 is typically preferred.
60,000 in income is the initial point. Minimum household income of $100,000 or minimum total investable assets of $250,000.
Avoid applying for multiple credit cards in a short span—it can hurt your chances of getting approved.
Be honest in your responses. RBC may request verification.
What Happens After You Apply?
If approved, your card will be mailed within 7–10 business days.
You’ll receive a welcome email confirming approval and details about activation.
Your card must be activated online or by phone before use.
If denied, you may receive a letter with reasons and options for reconsideration.
Conclusion
Applying online for the RBC Avion Credit Card is a smooth process if you prepare your documents in advance and understand what’s expected.
With strong travel rewards, insurance coverage, and flexible redemption, the Avion is a favorite among frequent flyers and loyal clients.
If you’re ready to elevate your travel experience and make the most of every purchase, visit rbc.com/avion and start your application today.
Disclaimer: The information provided in this article is for general guidance only and may change without notice. Always refer to RBC’s official website or contact their customer service to confirm the most up-to-date details regarding interest rates, terms, and conditions.